We proudly stand beside our agency partners to deliver thoughtful, dependable workers' compensation solutions for Oklahoma businesses. Our commitment remains strong—we're here for the long haul, focused on the essential industries that keep us moving forward.

Understanding Our Appetite

Businesses We Love to Write (Preferred)

These are class codes we actively write and are generally a great fit for our coverage strategies.

Select Opportunities (Additional Review Required)

We're open, but selective. These may require a closer look, customized underwriting (e.g., $50k min. payroll, favorable loss history), or specific risk characteristics.

Restricted

These class codes generally don't align with our current appetite due to risk profile, current market conditions, or underwriting restrictions.